Mortgage Services Tailored to You

From your first pre-approval to growing your investment portfolio—I'm here to help.

Partnering with a Mortgage Broker is more than just locking in a great rate. It’s about having a dedicated expert in your corner—someone who educates you, keeps you informed about the market, answers your questions, and supports you long after your mortgage closes. A mortgage is a long-term decision. Your mortgage partner should be too.

Here’s how I can help:

  • Pre-Approvals

  • Home Purchase Financing

  • Mortgage Refinancing & Renewals

  • Rate Holds & Monitoring

  • First-Time Homebuyer Support

  • Investment Property Mortgages

  • Debt Consolidation Strategies

  • Renovation Financing Solutions

  • Home Equity Line of Credit (HELOC)

  • Self-Employed Mortgage Solutions

  • Reverse Mortgages

  • Credit Recovery & Alternative Lending Options

  • Private Financing

  • Separation & Divorce Mortgage Planning

  • Bridge Financing

  • Ongoing Mortgage Support & More

Your Mortgage Journey in 3 Simple Steps

  • Complete a quick online form to share your basic details. This gets the ball rolling so we can connect and understand your needs.

  • Number 2 inside a blue circle, with the text "Personalized Strategy Session" below.

    We’ll have a one-on-one conversation to review your situation, clarify your goals, and explore the best mortgage options available for you.

  • Number three inside a blue circle with a white border, above text saying "Secure the Right Mortgage".

    Once we’ve mapped out the plan, I’ll handle the details to secure the mortgage that fits your life. Clear communication, no surprises, and full support through to funding.

Start an Application Today

Frequently Asked Questions

Two people reviewing documents over a small model house on a desk, with tools nearby.

  • This should be the first step a prospective home buyer takes when looking to purchase a property. A pre-approval is a thorough review of your financial information (income, debt, credit, and down payment) that provides an estimate of how much you can borrow. While it’s not an absolute guarantee, as a final approval will be subject to conditions and approval of the property, a detailed pre-approval is key so you can have the confidence that when the right property comes up, you’re ready.

  • Once you have an accepted offer, we have a strategy call to review lenders options and next steps for an approval. At this stage, we take your pre-approval, along with all property documents including an appraisal, to secure conditional approval. The lender will outline various conditions we work to fulfill. It’s important to note an approval is conditional up until the mortgage funds. Keeping your financial picture consistent with the approval right up until the mortgage funds is important.

  • In Canada, the minimum down payment required depends on the purchase price of the property. For properties with a purchase price of $500,000 or less, the minimum down payment is 5%. For properties between $500,000 and $1,499,999, it is 5% of the first $500,000 and 10% on the balance. For a purchase over $1,500,000, the minimum down payment it’s 20%.

    Note: this applies to homebuyers purchasing an owner-occupied property. Rental properties require a minimum of 20% down payment, regardless of the purchase price.

  • A fixed-rate mortgage has an interest rate that remains constant for the entire term of the mortgage, providing predictable and stable monthly payments. A variable-rate mortgage has an interest rate that can change over the mortgage term, typically based on fluctuations in the lender's prime rate.

  • Closing costs are needed over and above the down payment. This can include costs such as a home inspection, appraisal, legals fees, title insurance and, the most significant cost, property transfer tax (in BC). While we don’t determine these costs, during the pre-approval process we give clients a good estimate and breakdown so they know what to expect.